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$650,000

3528 W SHELL POINT ROAD, RUSKIN, FL 33570

3D Tour

Active21 days on market

Beds

Baths

Sq Ft

816 sq ft

Year Built

1974

Lot Size

0.21 acres

Garage

—

About This Property

Investor Special! An extraordinary opportunity to own a rare waterfront property directly on Tampa Bay with unobstructed panoramic views of St. Petersburg and some of the most breathtaking sunsets Florida has to offer. The true value is in the land and the incredible location, making this the perfect opportunity to renovate the existing home or build the custom waterfront estate of your dreams. The home sustained hurricane damage, but the upper level remains livable while the lower level offers the opportunity for renovation and restoration. The existing dock is also in place and has the potential to be repaired, adding even more value to this exceptional property. The photos provided showcase what this home looked like prior to the hurricane and offer a glimpse into the property's incredible potential. Whether you're an investor, builder, or visionary buyer looking to create something truly special, opportunities like this are few and far between. Renovate. Reimagine. Rebuild. But no matter what you choose, it's the view that is truly priceless. Sold as-is. Cash or renovation financing preferred. Don't miss your chance to own a piece of Tampa Bay waterfront paradise.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8522279

StatusActive

Year Built1974

Stories2

Total Rooms6

ConstructionVinyl Siding

RoofMetal

FoundationSlab

FacesEast

SubdivisionSHELL POINT SUB

CountyHillsborough

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Living Room/Dining Room Combo, Other, Window Treatments

FlooringCarpet, Ceramic Tile

AppliancesDishwasher, Disposal, Dryer, Exhaust Fan, Range, Refrigerator, Washer

LaundryOutside, Upper Level

WindowsBlinds

CoolingCentral Air

HeatingElectric

Exterior & Lot

ExteriorOther

Other StructuresOther

Lot Size0.21 acres (9,300 sq ft)

Lot Dimensions60 x 155

Lot FeaturesFlood Insurance Required, FloodZone

Road SurfacePaved

ViewWater

Waterfront

WaterfrontYes

FeaturesBay/Harbor

Utilities

WaterPublic

SewerPublic Sewer, Septic Tank

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$650,000

Original Price$735,000

Annual Taxes$5,597 (2025)

FinancingCash, Other

ZoningPD

Parcel #U02321818S00000000024.0

Schools

ElementaryThompson Elementary

MiddleShields-HB

HighLennard-HB

Directions

Driving Directions: From I-75, take Exit 240A for FL-674 W toward Ruskin. Continue west on College Avenue/FL-674, then turn left onto US-41 S. Turn right onto Shell Point Road and continue west approximately 3 miles. Property will be on the right, directly on Tampa Bay at 3528 W Shell Point Road, Ruskin, FL 33570.

Location

3528 W SHELL POINT ROAD, RUSKIN, FL 33570

Listing Information

OfficeELEVE REAL ESTATE LLC

ListedJune 23, 2026

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Home Price

$650,000

Down Payment20% ($130,000)

Interest Rate6.75%

Loan Term

Principal & Interest$3,373

Property Tax (est.)$596

Insurance (est.)$150

Total Monthly$4,119

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Nearby Schools

Elementary School

Thompson Elementary

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Middle School

Shields-HB

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High School

Lennard-HB

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.