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$339,900

3125 N CANTERBURY LAKE DRIVE, HERNANDO, FL 34442

3D Tour

Active17 days on market

Beds

Baths

Sq Ft

1,726 sq ft

Year Built

2021

Lot Size

0.30 acres

Garage

About This Property

Welcome to this exceptionally maintained and modern residence situated on a premium 0.3-acre lot within the highly desirable Canterbury Lake Estates section of Citrus Hills. Built in 2021, the 1,726 sq. ft. home features an optimal open split floor plan designed for privacy and effortless flow, with all major equipment and structural mechanics being only 5 years old. A standout feature is the direct community propane gas line powering high-efficiency gas appliances, a tankless on-demand water heater, and a beautiful gas fireplace that serves as the focal point of the living room. The modern interior showcases crown molding, custom lighting, and 18x18 tile throughout the main living areas, leading to a spacious primary suite equipped with dual walk-in closets, granite countertops, and a tiled walk-in shower. For added comfort, the screen-enclosed lanai overlooks a private, backyard with a fenced garden or pet area, while the large 2-car garage features a custom roll-down privacy screen and full insulation upgrades. Residents enjoy low HOA fees alongside a membership to the exclusive Citrus Hills Country Club, granting exclusive access to a clubhouse, community pool, tennis, pickleball, and a private lake. Strategically located near the Suncoast Parkway and the 48-mile Withlacoochee State Trail, this home offers fast proximity to the World Equestrian Center (WEC), natural springs, and quick access to I-75 for effortless travel to Tampa and Orlando international airports.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8523450

StatusActive

Year Built2021

Total Rooms7

ConstructionBlock, Concrete

RoofShingle

FoundationSlab

FacesSouthwest

SubdivisionCANTERBURY LAKE ESTATES SECOND ADD

CountyCitrus

OwnershipFee Simple

Interior Features

InteriorCrown Molding, High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Split Bedroom, Vaulted Ceiling(s)

FlooringCarpet, Tile

AppliancesCooktop, Dishwasher, Disposal, Dryer, Gas Water Heater, Ice Maker, Microwave, Range, Range Hood, Refrigerator, Washer

LaundryGas Dryer Hookup, Laundry Room, Washer Hookup

CoolingCentral Air

HeatingNatural Gas, Heat Pump

FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Private Entrance, Rain Gutters

Lot Size0.30 acres (13,060 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Natural Gas Connected, Public, Sewer Connected, Underground Utilities

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$510 / Annually

Senior CommunityNo

Financial Details

List Price$339,900

Original Price$349,900

Annual Taxes$1,419 (2025)

FinancingCash, Conventional, FHA, USDA Loan, VA Loan

ZoningPDR

Parcel #19E18S220020000G00160

Directions

From County Rd. 486 (Norvell Bryant Hwy) turn onto N. Canterbury Lake Drive. Go 1 mile and home will be on the right.

Location

3125 N CANTERBURY LAKE DRIVE, HERNANDO, FL 34442

Listing Information

OfficeERA AMERICAN SUNCOAST REALTY INC.

ListedJune 27, 2026

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Pick a Day

Preferred Time

Home Price

$339,900

Down Payment20% ($67,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,764

Property Tax (est.)$312

Insurance (est.)$150

Total Monthly$2,225

Full Calculator →

How to Buy This Home

Multiple financing options available for this $339,900 home in HERNANDO.

🏛️

FHA Loan

$11,897 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,995 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Citrus County SHIP

Varies

Income-qualifying Citrus residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 14, 2026.