1 / 35

$495,000

2644 42ND AVENUE N, ST PETERSBURG, FL 33714

Active0 days on market

Beds

Baths

Sq Ft

1,596 sq ft

Year Built

2023

Lot Size

0.13 acres

Garage

About This Property

Why buy an older home when you can own newer construction? Built by Davis Development in 2023, this all-block home offers the peace of mind, energy efficiency, and modern finishes that are hard to find at this price point in St. Petersburg. The 4 bedroom, 2 bath (1,596 sf) open floor plan is designed for everyday living, with high ceilings, luxury vinyl flooring, and a spacious kitchen featuring stainless steel appliances, plenty of cabinet space, and a large island that opens to the living and dining areas. The split-bedroom layout offers privacy, with a comfortable primary suite featuring a walk-in closet and en-suite bath. Out back, you'll find a covered patio and a fully fenced yard, perfect for pets, kids, or entertaining friends. The attached two-car garage even includes an EV charger. If you've been shopping in this price range, you know how rare it is to find newer construction, especially an all-block home built by one of St. Petersburg's most respected local builders. Instead of taking on the projects and surprises that often come with older homes, you can move right in and start enjoying everything a newer home has to offer. Located just minutes from downtown St. Petersburg, I-275, shopping, restaurants, and the beaches, this home offers an incredible combination of quality, convenience, and value.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8528264

StatusActive

Year Built2023

Stories1

Total Rooms6

ConstructionBlock

RoofShingle

FoundationSlab

FacesNorth

SubdivisionCLEAR VISTA

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), High Ceilings, Open Floorplan, Solid Surface Counters, Stone Counters, Thermostat

FlooringLuxury Vinyl

AppliancesBuilt-In Oven, Dishwasher, Exhaust Fan, Freezer, Microwave, Refrigerator

LaundryInside, Laundry Room

WindowsBlinds, Storm Window(s)

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorPrivate Yard

FencingVinyl

Lot Size0.13 acres (5,872 sq ft)

Lot Dimensions45 x 131

Lot FeaturesCity Lot

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected, Sewer Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$495,000

Annual Taxes$9,448 (2025)

FinancingCash, Conventional, FHA, Other, VA Loan

ZoningSFH

Parcel #023116163440010240

Directions

From I-175 W -Use any lane to turn left onto 38th Ave N Turn right onto 29th St N Turn right onto 42nd Ave N

Location

2644 42ND AVENUE N, ST PETERSBURG, FL 33714

Listing Information

OfficeSMITH & ASSOCIATES REAL ESTATE

ListedJuly 13, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$495,000

Down Payment20% ($99,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,568

Property Tax (est.)$454

Insurance (est.)$150

Total Monthly$3,172

Full Calculator →

How to Buy This Home

Multiple financing options available for this $495,000 home in ST PETERSBURG.

🏛️

FHA Loan

$17,325 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$24,750 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in St. Petersburg

All Homes

Browse listings

Pool Homes

St. Petersburg

New Construction

St. Petersburg

Open Houses

St. Petersburg

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.