1 / 41

$190,000

5518 11TH STREET, ZEPHYRHILLS, FL 33542

3D Tour

Active33 days on market

Beds

Baths

Sq Ft

704 sq ft

Year Built

1953

Lot Size

0.16 acres

Garage

—

About This Property

Discover 5518 11th St, Zephyrhills, a beautifully maintained 1-bedroom, 1-bathroom home offering the perfect combination of modern upgrades, comfort, and freedom. Second bedroom was removed. This move-in-ready property provides incredible value with major infrastructure already taken care of, featuring a newer HVAC system (2023), updated windows (2020), and a whole-house water purification system for ultimate peace of mind. Step inside to find a bright and inviting living space anchored by a beautifully updated fireplace and chimney (2025), perfect for cozy evenings. The interior features durable, seamless laminate flooring and tile throughout—completely carpet-free! The updated kitchen is a standout, boasting stone countertops and ample prep space, making cooking and entertaining a breeze. Adjacent to the kitchen, a charming dining area completes the heart of the home, while the fully updated bathroom adds a sleek, modern touch .Extend your living space into the wonderful enclosed sunroom, a versatile space bathed in natural light that is perfect for a home office, reading nook, or morning coffee spot.The outdoor space is a true private retreat. Step out onto the rear deck made for lounging and overlooking the expansive backyard, which offers plenty of room for gardening, outdoor activities, or entertaining guests. The yard also features a large storage shed that has been upgraded with electrical power, making it an ideal workshop, hobby space, or man-cave/she-shed. With no HOA or CDD fees, you have total flexibility to park your toys and live without restrictive rules. Located just minutes from local shopping, dining, and everything Zephyrhills has to offer, this updated gem is ready for its next owner. Schedule your showing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #W7886214

StatusActive

Year Built1953

Stories1

Total Rooms4

ConstructionOther, Wood Frame

RoofShingle

FoundationCrawlspace, Other

FacesWest

SubdivisionCITY ZEPHYRHILLS

CountyPasco

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s)

FlooringLaminate, Tile

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryElectric Dryer Hookup, Inside, Washer Hookup

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorOther

FencingChain Link, Wood

Other StructuresShed(s), Storage

Lot Size0.16 acres (7,000 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesPublic

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$190,000

Annual Taxes$808 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR2

Parcel #2126110010117000130

Directions

From US-301 N Continue on 7th St. Drive to 11th St Keep right to continue on 7th St 0.4 mi Turn right onto 5th Ave 0.3 mi Turn left onto 11th St Destination will be on the right 0.2 mi.

Location

5518 11TH STREET, ZEPHYRHILLS, FL 33542

Listing Information

OfficeKELLER WILLIAMS REALTY- PALM H

ListedJune 1, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$190,000

Down Payment20% ($38,000)

Interest Rate6.75%

Loan Term

Principal & Interest$986

Property Tax (est.)$174

Insurance (est.)$150

Total Monthly$1,310

Full Calculator →

How to Buy This Home

Multiple financing options available for this $190,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$6,650 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$9,500 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Zephyrhills

All Homes

Browse listings

Pool Homes

Zephyrhills

New Construction

Zephyrhills

Open Houses

Zephyrhills

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.