Condos for Sale in Treasure Island

Condominiums in Treasure Island are an excellent option for buyers who want a lock-and-leave lifestyle with community amenities. Condos in Pinellas County range from updated units in smaller complexes to high-rise buildings with pools, fitness centers, and concierge services. Monthly HOA fees typically cover water, sewer, trash, building insurance, exterior maintenance, and shared amenity upkeep — so your out-of-pocket beyond the mortgage is predictable.

Florida's milestone inspection law requires structural inspections for buildings 3+ stories at 25 years of age (20 years near the coast). Associations must also fund reserves for major structural components — no more deferring roof or concrete repairs. Before making an offer, I request and review the HOA's budget, reserve study, meeting minutes, and any pending special assessments. Financing a condo can be trickier than a house: FHA and VA loans require the project to be on an approved list, and some lenders have restrictions on investor-owned unit ratios. I will navigate these details so the deal does not fall apart at underwriting. Check out FHA loan requirements to see if you qualify.

Use the mortgage calculator to estimate total monthly costs including HOA, and browse the Treasure Island city guide for neighborhood details. Call (813) 733-7907 to tour available condos in Treasure Island.