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$140,000

515 CAMEO DRIVE, LAKELAND, FL 33803

3D Tour

Active172 days on market

Beds

Baths

Sq Ft

1,176 sq ft

Year Built

1970

Lot Size

0.06 acres

Garage

—

About This Property

You must see this lovely home located in the Villas at Imperial Southgate. This move-in ready, 2 bedroom, 2 bathroom Villa boasts a large living room area, a formal dining room, wood laminate and carpeted floors, and a laundry/utility room. The updated kitchen has quartz countertops, stainless appliances, and lots of cabinet space. The home is conveniently located to Kelly recreation Center, Walmart and the Polk Parkway for easy commutes to Tampa and Orlando. This carefree community includes lawn maintenance, cable, internet, outside painting, outside insurance, private roads, sewer, trash and water. Set up your showing today to see this super cute home before it is gone!

Property Overview

Property TypeResidential

Sub TypeVilla

MLS #L4958758

StatusActive

Year Built1970

Total Rooms5

ConstructionBlock

RoofTile

FoundationBlock

FacesSouth

SubdivisionIMPERIAL SOUTHGATE VILLAS SEC 02

CountyPolk

OwnershipFee Simple

FurnishedNegotiable

Interior Features

InteriorCeiling Fan(s), Thermostat, Walk-In Closet(s)

FlooringCarpet, Ceramic Tile, Laminate

AppliancesDishwasher, Dryer, Microwave, Range, Refrigerator, Washer

LaundryLaundry Room

WindowsBlinds, Drapes

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorIrrigation System, Lighting

Lot Size0.06 acres (2,432 sq ft)

Road SurfacePaved

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Connected, Electricity Connected, Public, Water Connected

Parking

GarageNo

CarportYes

HOA & Community

HOAYes

HOA Fee$600 / Monthly

Senior CommunityYes

Financial Details

List Price$140,000

Original Price$165,000

Annual Taxes$159 (2025)

FinancingCash, Conventional, VA Loan

Parcel #232836139020000360

Schools

ElementarySpessard L. Holland Elementary

MiddleSouthwest Middle School

HighKathleen High

Directions

From S Florida Ave, West on Imperial, Left on Cameo, Home is on the left.

Location

515 CAMEO DRIVE, LAKELAND, FL 33803

Listing Information

OfficeROOST REALTY GROUP LLC

ListedJanuary 22, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$140,000

Down Payment20% ($28,000)

Interest Rate6.75%

Loan Term

Principal & Interest$726

Property Tax (est.)$128

Insurance (est.)$150

Total Monthly$1,005

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Nearby Schools

Elementary School

Spessard L. Holland Elementary

View on GreatSchools →

Middle School

Southwest Middle School

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High School

Kathleen High

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How to Buy This Home

Multiple financing options available for this $140,000 home in LAKELAND.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$7,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.