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$325,000

39530 LINCOLN AVENUE, ZEPHYRHILLS, FL 33542

3D Tour

Active14 days on market

Beds

Baths

Sq Ft

1,759 sq ft

Year Built

1975

Lot Size

0.21 acres

Garage

—

About This Property

Buyers loan fell apart after appraisal. You have a second chance to make this one yours! This four bedroom, three bathroom home offers TWO primary suites, ideal for extended family, multigenerational living, or a roommate arrangement that makes homeownership affordable. Brand new roof, new LVP flooring throughout, 2025 water heater, brand new water softener, and a 2021 HVAC (regularly serviced), means you are not inheriting someone else's deferred maintenance. The enclosed Florida room has its own mini-split that adds flexible living space you can use year round. Fully fenced-in yard with detached shed for storage. No HOA, no CDD, non-flood zone. VA and FHA buyers welcomed. No seller finance, Subject To, or assignments. Check out the 3D tour and schedule your showing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8513611

StatusActive

Year Built1975

Total Rooms9

ConstructionBlock

RoofShingle

FoundationSlab

FacesNorth

SubdivisionLINCOLN HEIGHTS SUB

CountyPasco

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)

FlooringLuxury Vinyl

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Microwave, Range, Refrigerator, Washer

LaundryInside, Laundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral

Exterior & Lot

ExteriorLighting, Private Mailbox, Private Yard, Storage

FencingChain Link, Fenced

Other StructuresShed(s)

Lot Size0.21 acres (9,000 sq ft)

Road SurfacePaved

ViewPark/Greenbelt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$325,000

Annual Taxes$5,476 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningR2

Parcel #1226210280000000170

Directions

301 North to 7th street. Turn right on South Ave, turn left on Airport Rd, right on Lincoln.

Location

39530 LINCOLN AVENUE, ZEPHYRHILLS, FL 33542

Listing Information

OfficeEXP REALTY LLC

ListedJune 11, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$325,000

Down Payment20% ($65,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,686

Property Tax (est.)$298

Insurance (est.)$150

Total Monthly$2,134

Full Calculator →

How to Buy This Home

Multiple financing options available for this $325,000 home in ZEPHYRHILLS.

🏛️

FHA Loan

$11,375 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$16,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.