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$299,900

39051 12TH AVENUE, ZEPHYRHILLS, FL 33542

3D Tour

Active22 days on market

Beds

Baths

Sq Ft

1,388 sq ft

Year Built

1971

Lot Size

0.20 acres

Garage

About This Property

Welcome home to this beautifully updated 3-bedroom, 2-bathroom residence situated on private land with the convenience of public water and a septic system. Inside, you'll find a thoughtfully renovated interior featuring luxury vinyl flooring throughout, an upgraded kitchen with granite countertops and modern finishes, and tastefully remodeled bathrooms. The spacious living area is highlighted by a stunning brick accent wall and a cozy wood-burning fireplace, creating the perfect focal point for relaxing evenings or entertaining guests. The open and inviting layout offers comfortable living spaces filled with charm and character. Step outside to enjoy your own private retreat. The property features a spacious side yard with a convenient drive-through gate, providing ample room for boats, RVs, trailers, or additional storage. The backyard is designed for relaxation and entertaining, complete with a beautiful in-ground pool surrounded by attractive pavers, creating the perfect setting for weekend gatherings and Florida outdoor living. Enjoy the privacy and tranquility of your own property while benefiting from convenient access to nearby amenities. This move-in-ready home combines modern updates, outdoor enjoyment, and a quiet yet friendly neighborhood without deed restrictions or CDD fees! Schedule your showing today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8519832

StatusActive

Year Built1971

Total Rooms6

ConstructionBlock

RoofShingle

FoundationSlab

FacesSouth

SubdivisionCOLONY HEIGHTS

CountyPasco

OwnershipFee Simple

Interior Features

InteriorWindow Treatments

FlooringVinyl

AppliancesDishwasher, Microwave, Range, Refrigerator

LaundryIn Garage

WindowsBlinds

CoolingCentral Air, Wall/Window Unit(s)

HeatingCentral, Electric

FireplaceYes ()

Exterior & Lot

ExteriorPermeable Paving, Private Mailbox

FencingBoard, Wood

Lot Size0.20 acres (8,530 sq ft)

Road SurfacePaved

Pool & Spa

Private PoolYes

Pool FeaturesChild Safety Fence, Gunite, In Ground

Utilities

WaterPublic

SewerSeptic Tank

UtilitiesElectricity Connected, Sewer Available, Water Connected

Parking

GarageYes (1 spaces)

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$299,900

Original Price$310,000

Annual Taxes$2,466 (2025)

FinancingAssumable, Cash, Conventional, FHA, VA Loan

ZoningR4

Parcel #1226210260003000340

Directions

From 301 South Turn East onto Eiland Blvd./ CR 54 Drive approximately 1 mile to 20th street. Turn South (Right) onto 20th St. To to 12th Ave. and turn East. House is on the North side (left).

Location

39051 12TH AVENUE, ZEPHYRHILLS, FL 33542

Listing Information

OfficeHOMEXPRESS REALTY, INC.

ListedJune 19, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$299,900

Down Payment20% ($59,980)

Interest Rate6.75%

Loan Term

Principal & Interest$1,556

Property Tax (est.)$275

Insurance (est.)$150

Total Monthly$1,981

Full Calculator →

How to Buy This Home

Multiple financing options available for this $299,900 home in ZEPHYRHILLS.

🏛️

FHA Loan

$10,497 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pasco County SHIP

Varies

Income-qualifying Pasco residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 11, 2026.