1 / 33

$270,000

140 KRENSON BAY LOOP, WINTER HAVEN, FL 33881

Active31 days on market

Beds

Baths

Sq Ft

1,479 sq ft

Year Built

2022

Lot Size

0.12 acres

Garage

About This Property

Welcome to this inviting 3BR/2BA home with a 2-car garage and 1,479 sq. ft. in a gated Winter Haven community. Features include tile in the main living areas, carpet in the bedrooms, an open kitchen with pantry and dining area, and a primary suite with walk-in closet, dual sinks, garden tub, and separate shower. Enjoy no rear neighbors and backyard views of Lake Maude Natural Park, with convenient access to downtown Winter Haven, Polk State Diamond Plex, and the Chain of Lakes Trail... Motivated Seller.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #G5113525

StatusActive

Year Built2022

Total Rooms7

ConstructionBlock, Stucco

RoofShingle

FoundationSlab

FacesEast

SubdivisionKRENSON BAY

CountyPolk

OwnershipFee Simple

Interior Features

InteriorOpen Floorplan, Primary Bedroom Main Floor, Split Bedroom, Walk-In Closet(s)

FlooringCarpet, Tile

AppliancesDishwasher, Microwave, Range

LaundryInside, Laundry Room

WindowsShades

CoolingCentral Air

HeatingElectric

SecurityGated Community, Security System, Smoke Detector(s)

Exterior & Lot

ExteriorNone

Lot Size0.12 acres (5,057 sq ft)

Road SurfaceAsphalt

ViewPark/Greenbelt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$700 / Annually

Senior CommunityNo

Financial Details

List Price$270,000

Annual Taxes$3,522 (2025)

ZoningSFR

Parcel #262821585012000100

Schools

ElementaryFrank E. Brigham Academy

MiddleDenison Middle

HighWinter Haven Senior

Directions

Hwy 27 S to Dundee Rd, turn right, turn right on Lake Elbert Dr, right on 11th St, left on Ave O, right into Krenson Bay

Location

140 KRENSON BAY LOOP, WINTER HAVEN, FL 33881

Listing Information

OfficeOPTIMA ONE REALTY, INC.

ListedJune 12, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$270,000

Down Payment20% ($54,000)

Interest Rate6.75%

Loan Term

Principal & Interest$1,401

Property Tax (est.)$248

Insurance (est.)$150

Total Monthly$1,798

Full Calculator →

Nearby Schools

Elementary School

Frank E. Brigham Academy

View on GreatSchools →

Middle School

Denison Middle

View on GreatSchools →

High School

Winter Haven Senior

View on GreatSchools →

How to Buy This Home

Multiple financing options available for this $270,000 home in WINTER HAVEN.

🏛️

FHA Loan

$9,450 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$13,500 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

More Homes in Winter Haven

All Homes

Browse listings

Pool Homes

Winter Haven

New Construction

Winter Haven

Open Houses

Winter Haven

Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.