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$399,900

4111 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

Active33 days on market

Beds

Baths

Sq Ft

1,998 sq ft

Year Built

2012

Lot Size

0.39 acres

Garage

About This Property

Welcome to this beautifully maintained waterfront home on an oversized lot in the desirable Island Lakes community. This contemporary residence combines comfort, functionality, and breathtaking lake views. Step inside to discover an open-concept floor plan with soaring cathedral ceilings, abundant natural light, and a desirable split-bedroom layout. The spacious primary suite has views of the lake and access to the screened in back porch. The ensuite includes a large walk-in closet, dual vanity, soaking tub, shower and private water closet. The comfortable great room flows seamlessly into the kitchen and dining areas, creating the perfect setting for everyday living and entertaining. Secondary bedrooms are generously sized and perfect for family and guests. The true highlight of this property is the direct frontage on Lake Rochelle, part of Winter Haven's renowned Chain of Lakes. Your private dock is perfect for fishing or parking your boat. Enjoy peaceful views and breezes from the screened rear porch overlooking the water. Roof replaced in 2024, all new LVP in the family and dining rooms. Whether you enjoy boating, fishing, water sports, or simply relaxing by the lake, this property offers the Florida lifestyle you've been dreaming of. Pack your bags and move in today!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #O6411190

StatusActive

Year Built2012

Total Rooms8

ConstructionBlock, Concrete, Stucco

RoofShingle

FoundationSlab

FacesSouth

SubdivisionISLAND LAKES

CountyPolk

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Open Floorplan, Primary Bedroom Main Floor, Walk-In Closet(s), Window Treatments

FlooringCarpet, Luxury Vinyl, Tile

AppliancesDishwasher, Disposal, Dryer, Microwave, Range, Refrigerator, Washer

LaundryInside

WindowsWindow Treatments

CoolingCentral Air

HeatingCentral, Electric

SecuritySmoke Detector(s)

Exterior & Lot

ExteriorIrrigation System, Lighting

Lot Size0.39 acres (16,897 sq ft)

Lot FeaturesLandscaped

Road SurfacePaved, Asphalt

ViewWater

Waterfront

WaterfrontYes

FeaturesLake - Chain of Lakes

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesElectricity Connected, Public, Sewer Connected, Water Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$50 / Quarterly

Senior CommunityNo

Financial Details

List Price$399,900

Annual Taxes$4,556 (2025)

FinancingCash, Conventional

ZoningRES

Parcel #262809530005000460

Schools

ElementaryFrank E. Brigham Academy

MiddleDenison Middle

HighWinter Haven Senior

Directions

From I-4 W, take Exit 55 and continue onto US 27 S. Turn right onto FL 544 W / Lucerne Park Road. Turn left onto Lake Conine Dr. E. Veer left onto S Lake Rochelle Dr. Turn right onto Island Lakes Dr.

Location

4111 ISLAND LAKES DRIVE, WINTER HAVEN, FL 33881

Listing Information

OfficeEXP REALTY LLC

ListedJune 5, 2026

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Home Price

$399,900

Down Payment20% ($79,980)

Interest Rate6.75%

Loan Term

Principal & Interest$2,075

Property Tax (est.)$367

Insurance (est.)$150

Total Monthly$2,592

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Nearby Schools

Elementary School

Frank E. Brigham Academy

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Middle School

Denison Middle

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High School

Winter Haven Senior

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How to Buy This Home

Multiple financing options available for this $399,900 home in WINTER HAVEN.

🏦

Conventional

$19,995 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Polk County SHIP

Varies

Income-qualifying Polk residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 13, 2026.