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$420,000

137 PENNSYLVANIA AVENUE, PALM HARBOR, FL 34683

3D Tour

Closed81 days on market

Beds

Baths

Sq Ft

1,164 sq ft

Year Built

1957

Lot Size

0.14 acres

Garage

—

About This Property

Welcome to your Crystal Beach tropical oasis! This beautiful modern updated bungalow includes three-bedrooms and two updated baths. The home has a thoughtfully designed living space, and is truly move-in ready and ideal for those who love indoor and outdoor living. Step inside to a bright and airy layout featuring a modern kitchen with granite countertops, stainless steel appliances, and white soft close shaker cabinets. The open living area has plantations shutters and flows seamlessly into the bedrooms, while the updated bathrooms include a stunning tiled shower that adds a touch of spa-like luxury. Wood-look tile flooring throughout enhances both style and durability. Your primary bedroom is large and has an En-suite bath with a laundry room conveniently located in the en-suite bath. The true highlight of this home is the tropical backyard retreat. Enjoy lush landscaping, a pergola-covered hot tub, a spacious patio perfect for outdoor dining, and a fenced yard offering privacy and relaxation. The detached structure includes electricity and a mini-split A/C system with sound absorbing wall, creating a versatile bonus space ideal for a musicians area, media room, she shed, man cave, home office or to convert to a mother in law. The a/c unit was literally just replaced and elevated. Crystal beach is a family friendly community with top rated schools , plenty of parks and playgrounds. Crystal beach has the laid back "old Florida" feel, very dog friendly, and the 47 mile Pinellas Trail runs through the city which is popular with Cyclists and walkers. Yes it is also Golf cart friendly, so come and enjoy a sunset and community gatherings. You will love Honeymoon and Caladesi Island. You will love your new home, book your showing now!

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8485021

StatusClosed

Year Built1957

Stories1

Total Rooms5

ConstructionBlock, Stucco

RoofOther

FoundationSlab

FacesNorth

SubdivisionCRYSTAL BEACH REV

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Primary Bedroom Main Floor, Stone Counters, Window Treatments

FlooringTile

AppliancesDryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryInside

WindowsBlinds, Storm Window(s), Window Treatments

CoolingCentral Air

HeatingCentral, Electric

Exterior & Lot

ExteriorGarden, Lighting, Private Mailbox, Private Yard

FencingFenced, Wood

Other StructuresGazebo, Shed(s)

Lot Size0.14 acres (5,889 sq ft)

Lot Dimensions50 x 117

Lot FeaturesFlood Insurance Required, FloodZone

Road SurfacePaved

Pool & Spa

Private PoolNo

SpaAbove Ground, Heated

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Street Lights, Water Connected

Parking

GarageNo

HOA & Community

HOANo

Senior CommunityNo

Financial Details

List Price$420,000

Annual Taxes$2,458 (2025)

FinancingCash, Conventional

ZoningR-4

Parcel #352715198720840020

Directions

Take FL-580 W (Tampa Rd) toward Palm Harbor. Turn right on Alt US-19 N. Turn right on Pennsylvania Ave. 137 Pennsylvania Ave will be on the left

Location

137 PENNSYLVANIA AVENUE, PALM HARBOR, FL 34683

Listing Information

OfficeCOLDWELL BANKER REALTY

ListedMarch 14, 2026

Schedule a Tour

Pick a Day

Preferred Time

Home Price

$420,000

Down Payment20% ($84,000)

Interest Rate6.75%

Loan Term

Principal & Interest$2,179

Property Tax (est.)$385

Insurance (est.)$150

Total Monthly$2,714

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How to Buy This Home

Multiple financing options available for this $420,000 home in PALM HARBOR.

🏦

Conventional

$21,000 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.