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$685,000

2487 SADDLEWOOD LANE, PALM HARBOR, FL 34685

3D Tour

Closed35 days on market

Beds

Baths

Sq Ft

3,004 sq ft

Year Built

1993

Lot Size

0.27 acres

Garage

About This Property

BRAND NEW ROOF AND PRICE IMPROVEMENT! Welcome to Bridlewood at Tarpon Woods in Palm Harbor, FL, where space, style, and location come together in this beautifully maintained 4 bedroom, 2.5 bath, 2 car garage pool home offering over 3,000 square feet of living space. With low HOA fees and key updates including A/C (2020), water heater (2025), newer appliances, and a freshly painted exterior in (2026), this home is move-in ready and designed for comfortable Florida living. A grand two-story entry welcomes you into a spacious formal living and dining room, perfect for entertaining. The open-concept layout flows seamlessly into the kitchen featuring granite countertops, white cabinetry, tile flooring, stainless steel appliances, a breakfast bar, and an eat-in space overlooking the pool and pond. The kitchen opens to a large family room with a wood-burning fireplace, vaulted ceilings, and sliding glass doors leading to the covered lanai and sparkling pool. Enjoy serene pond views and a beautifully landscaped backyard, creating the perfect outdoor retreat. Upstairs, a catwalk overlooks the family room, enhancing the home’s open feel and architectural appeal while connecting the spacious guest bedrooms, including the primary suite. The primary bedroom is located upstairs and offers a private ensuite bath with dual sinks, granite counters, a soaking tub, and a separate walk-in shower. A first-floor bedroom, currently used as a home office, provides flexibility for guests or remote work. Additional guest bedrooms are generously sized, offering plenty of space for family and visitors. Located in the desirable Bridlewood community, this home is close to top-rated schools, parks, golf courses, shopping, dining, and the Gulf beaches. Enjoy easy access to major roadways, making commuting to Tampa and surrounding areas convenient while still enjoying the charm of Palm Harbor living.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #W7884593

StatusClosed

Year Built1993

Total Rooms7

ConstructionBlock, Concrete, Stucco

RoofShingle

FoundationSlab

FacesEast

SubdivisionBRIDLEWOOD AT TARPON WOODS PH II

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCeiling Fan(s), Eating Space In Kitchen, Kitchen/Family Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Walk-In Closet(s)

FlooringCarpet, Tile

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer

LaundryInside, Laundry Room

WindowsBlinds

CoolingCentral Air

HeatingCentral

FireplaceYes ()

Exterior & Lot

ExteriorIrrigation System, Lighting, Private Mailbox

Lot Size0.27 acres (11,901 sq ft)

Lot Dimensions85 x 140

Road SurfacePaved

ViewPool

Pool & Spa

Private PoolYes

Pool FeaturesGunite, In Ground

Waterfront

WaterfrontYes

FeaturesPond

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesCable Available, Electricity Connected

Parking

GarageYes (2 spaces)

HOA & Community

HOAYes

HOA Fee$496 / Annually

Senior CommunityNo

Financial Details

List Price$685,000

Original Price$710,000

Annual Taxes$4,803 (2025)

FinancingCash, Conventional, FHA, VA Loan

ZoningRPD-2.5_1.

Parcel #352716113890000650

Schools

ElementaryCypress Woods Elementary-PN

MiddleCarwise Middle-PN

HighEast Lake High-PN

Directions

East Lake Rd turn left on Tarpon Woods Blvd. Turn Left on Stag Thicket Ln. Turn right on Saddlewood Ln.

Location

2487 SADDLEWOOD LANE, PALM HARBOR, FL 34685

Listing Information

OfficeRE/MAX CHAMPIONS

ListedApril 7, 2026

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Preferred Time

Home Price

$685,000

Down Payment20% ($137,000)

Interest Rate6.75%

Loan Term

Principal & Interest$3,554

Property Tax (est.)$628

Insurance (est.)$150

Total Monthly$4,332

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Nearby Schools

Elementary School

Cypress Woods Elementary-PN

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Middle School

Carwise Middle-PN

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High School

East Lake High-PN

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How to Buy This Home

Multiple financing options available for this $685,000 home in PALM HARBOR.

🏛️

FHA Loan

$23,975 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$34,250 Down

Traditional financing. As low as 3-5% down with good credit.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.