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$296,000

3962 MERMOOR DRIVE, PALM HARBOR, FL 34685

3D Tour

Active42 days on market

Beds

Baths

Sq Ft

1,105 sq ft

Year Built

1987

Lot Size

0.08 acres

Garage

About This Property

Virtually Staged. Must see pond view! Charming single-family home offering 2 bedrooms and 2 baths. This well maintained property features a vaulted ceiling that creates an open airy feel throughout the main living area. The living room is highlighted by a cozy fireplace enhanced with new stone work, a new large pictue window in the living room fills the space with natural light, and new window treatments throughout. The home also boasts upgraded carpeting in the bedrooms, beautifully updated outdoor spaces including new pavers in the front courtyard and the backyard patio-perfect for relaxing or entertaining. Additional highlights include a single car garage with a brand new acces ladder providing easy access to extra storage and a convenient indoor washer and dryer, adding everyday ease and functionality. Also just installed, brand new water heater and fire door at garage entry. Picture window is underway to be replaced estimated date of replacement June 23 2026 at the time of replacement open permit will be closed upon county inspection for both window and fire door. Water heater permit inspection completed. Enjoy peace, expansive pond views that create a serene setting right from your own backyard. Located in a beautifully maintained, park like commununity, residents enjoy access to a community pool area and seperate playground along with pickle ball, tennis,and basket ball courts- offering an active lifestyle. Conveniently located near shopping, dining, and everyday amenities, this move in ready home offers both comfort and convenience in a desirable setting.

Property Overview

Property TypeResidential

Sub TypeSingle Family Residence

MLS #TB8514486

StatusActive

Year Built1987

Stories1

Total Rooms5

ConstructionStucco, Wood Frame

RoofShingle

FoundationSlab

FacesNorth

SubdivisionBROOKHAVEN

CountyPinellas

OwnershipFee Simple

Interior Features

InteriorCathedral Ceiling(s), Split Bedroom, Window Treatments

FlooringCarpet, Tile

AppliancesDishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator

LaundryInside

CoolingCentral Air

HeatingElectric

FireplaceYes ()

Exterior & Lot

ExteriorCourtyard

Lot Size0.08 acres (3,289 sq ft)

Road SurfaceAsphalt

Utilities

WaterPublic

SewerPublic Sewer

UtilitiesBB/HS Internet Available, Cable Available, Electricity Available

Parking

GarageYes (1 spaces)

HOA & Community

HOAYes

HOA Fee$346 / Monthly

Senior CommunityNo

Financial Details

List Price$296,000

Original Price$298,500

Annual Taxes$5,887 (2025)

ZoningRPD-2.5_1.

Parcel #262716118750100020

Directions

East Lake Rd., East on Ridgemoor Blvd. Left into Brookhaven to address

Location

3962 MERMOOR DRIVE, PALM HARBOR, FL 34685

Listing Information

OfficeCOLDWELL BANKER REALTY

ListedJune 3, 2026

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Pick a Day

Preferred Time

Home Price

$296,000

Down Payment20% ($59,200)

Interest Rate6.75%

Loan Term

Principal & Interest$1,536

Property Tax (est.)$271

Insurance (est.)$150

Total Monthly$1,957

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How to Buy This Home

Multiple financing options available for this $296,000 home in PALM HARBOR.

🏛️

FHA Loan

$10,360 Down

Government-backed, low down payment. Credit scores as low as 580.

🎖️

VA Loan

$0 Down

Zero down for eligible veterans, active duty, and military families.

🏦

Conventional

$14,800 Down

Traditional financing. As low as 3-5% down with good credit.

🌾

USDA Loan

$0 Down

Zero down for eligible rural areas. Income limits apply.

Florida Down Payment Assistance Programs

You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.

Florida Hometown Heroes

Up to $35,000

First-time buyers working in FL

FL Assist

Up to $10,000

FHA, VA, or USDA borrowers

FL HLP Second Mortgage

Up to $10,000

First-time buyers, 0% deferred

Pinellas County SHIP

Varies

Income-qualifying Pinellas residents

Can You Afford This Home?

Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.

Full Calculator →First-Time Buyer Guide →VA Loan Guide →

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Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.