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$590,000
Beds
3
Baths
2
Sq Ft
1,869 sq ft
Year Built
1985
Lot Size
0.22 acres
Garage
2
NO HOA | NO FLOOD ZONE | POOL HOME | FULLY FURNISHED | PALM HARBOR UNIVERSITY HIGH SCHOOL DISTRICT Rarely available and meticulously maintained, this 3-bedroom, 2-bath pool home is located in one of Palm Harbor’s most desirable neighborhoods. Situated on elevated ground in a non-flood zone, this quiet community features a single entrance with no through traffic, offering both privacy and convenience. Enjoy the rare ability to walk to Palm Harbor University High School, home to the nationally recognized International Baccalaureate (IB) Programme and Center for Wellness & Medical Professions. The home is also just minutes from historic downtown Palm Harbor, the Pinellas Trail, local restaurants, breweries, parks, Honeymoon Island, Dunedin, Tarpon Springs, and Florida’s award-winning Gulf beaches. Major improvements began in 2020 with a new roof and chimney with transferable warranty, pool resurfacing, and new wood fencing. Since then, the current owner has invested over $100,000 in thoughtful updates and maintenance, including luxury flooring throughout, new baseboards, interior and exterior paint, electrical panel replacement, updated lighting and fixtures, kitchen backsplash, appliances, sink and faucet, guest bathroom vanity, plumbing fixture upgrades, garage door opener, pool equipment, extensive tree removal and landscaping, and a custom Costa Rica-inspired tropical rockscape. The HVAC system has also been professionally inspected and serviced to ensure excellent operating condition. The split-bedroom floor plan offers both privacy and flexibility. The spacious primary suite features a versatile sitting area ideal for a home office, nursery, reading nook, or fitness space, along with dual closets, including a walk-in closet, and a walk-in shower. Vaulted ceilings and a beautiful stone wood-burning fireplace create a warm focal point in the family room, while the kitchen pass-through window makes entertaining on the screened lanai and around the private pool effortless. Outside, the low-maintenance tropical landscaping provides exceptional curb appeal, while the spacious backyard offers plenty of room to relax or create your own outdoor retreat. Offered fully furnished, including televisions, washer and dryer, lawn equipment, and most furnishings, this home presents a rare turnkey opportunity as a primary residence, seasonal getaway, or investment property. Priced in line with a recent third-party appraisal completed during the seller’s refinance process, this move-in-ready home offers exceptional value with NO HOA, NO flood insurance requirement, and the peace of mind that comes with extensive recent improvements. Property is being sold as-is for the seller’s convenience.
From Palm Harbor Blvd go East on Alderman Rd, South on Omaha on East on Sutton Place dr
1382 SUTTON PLACE DRIVE, PALM HARBOR, FL 34683
Pick a Day
Preferred Time
Home Price
$590,000
Loan Term
Multiple financing options available for this $590,000 home in PALM HARBOR.
🏛️
$20,650 Down
Government-backed, low down payment. Credit scores as low as 580.
🎖️
$0 Down
Zero down for eligible veterans, active duty, and military families.
🏦
$29,500 Down
Traditional financing. As low as 3-5% down with good credit.
🌾
$0 Down
Zero down for eligible rural areas. Income limits apply.
You may qualify for up to $35,000 in assistance to cover your down payment and closing costs.
Florida Hometown Heroes
Up to $35,000
First-time buyers working in FL
FL Assist
Up to $10,000
FHA, VA, or USDA borrowers
FL HLP Second Mortgage
Up to $10,000
First-time buyers, 0% deferred
Pinellas County SHIP
Varies
Income-qualifying Pinellas residents
Quick check based on the 28% debt-to-income rule. Not a guarantee — just a starting point.
Listing information is deemed reliable but not guaranteed. All measurements and data should be independently verified. This information is provided by the Stellar MLS. The listing broker's offer of compensation is made only to participants of the MLS where the listing is filed. IDX information is provided exclusively for consumers' personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated: July 15, 2026.
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