What Is Bloomingdale Cove Like?
Bloomingdale Cove is a deed-restricted community of 253 single-family homes at the southern end of Culbreath Road in the Bloomingdale district of Valrico. Built between 1996 and 2004, the neighborhood has matured into one of the more desirable pockets within the broader Bloomingdale community. Streets are tree-lined, yards are maintained, and the neighborhood has a quiet, family-focused atmosphere that attracts long-term residents.
Homes range from about 1,733 to 2,773 square feet with 3-4 bedrooms and 2-car garages. Construction is concrete block with a mix of tile and architectural shingle roofs. The lots are decent by Bloomingdale standards — not the postage-stamp sizes you see in some newer Valrico communities. Most homes have screened lanais, and many owners have added pools.
What Does the HOA Cost and What Are the Rules?
HOA fees in Bloomingdale Cove run approximately $50-$200 per month depending on the section and what is covered. There is no CDD fee. The HOA enforces deed restrictions covering exterior maintenance, parking, landscaping, and general community standards. It is active enough to keep the neighborhood looking good without being overbearing.
One unique feature: Bloomingdale Cove shares a gated, private park with neighboring Somerset. This shared green space adds recreational value without the cost of building and maintaining separate amenities for each community.
How Close Is Everything?
Bloomingdale Cove's location at the southern end of the Bloomingdale district puts you close to major corridors without being on top of them:
- Publix at Bloomingdale Square: 1.5 miles on Bloomingdale Avenue
- Bell Shoals Road shopping: 1 mile (restaurants, gas, retail)
- Walmart Supercenter: 4 miles (8 minutes)
- Westfield Brandon Mall: 5 miles (10 minutes)
- Bloomingdale Avenue restaurants: 1-2 miles
- I-75: 4 miles west (8 minutes)
- Selmon Expressway: 3 miles (quick shot into downtown Tampa)
- Downtown Tampa: 20 miles (28-35 minutes via Crosstown)
- Lithia Springs Park: 8 miles south
Which Schools Serve Bloomingdale Cove?
Bloomingdale Cove is zoned for Alafia Elementary, Burns Middle School, and Bloomingdale High School. Bloomingdale High consistently earns strong ratings (8/10 on GreatSchools) and is a significant draw for families in this part of Valrico. The high school is actually within the broader Bloomingdale community, so many students can walk or bike.
What Is the Flood Risk?
Bloomingdale Cove sits in FEMA Flood Zone X (minimal risk). No flood insurance required by lenders. The community is on well-drained ground typical of the Bloomingdale plateau. Standard Zone X flood policies run $300-$700/year through NFIP.
How Does Bloomingdale Cove Compare to Nearby Neighborhoods?
- Somerset (adjacent): Larger community (599 homes), resort-style pool, more amenities. Built by Lennar. Shares the private park with Bloomingdale Cove. More activity and more rules.
- Bloomingdale Oaks (1 mile): Older homes (1980s-90s), larger lots, more affordable entry price. Less community infrastructure but more space per dollar.
- Bloomingdale East (1.5 miles): Brand new Onyx+East construction. Modern designs, higher price point. Good if you want new but want to stay in the Bloomingdale school zone.
- Brentwood Hills (1 mile): Similar vintage, mature trees, modest HOA. Slightly larger lots in some sections.
What Should Buyers Know?
- Construction age: 1996-2004 build. Homes in the older sections are approaching 30 years. Check roof condition, HVAC age, water heater, and plumbing carefully. Some early builds may have CPVC supply lines that become brittle with age.
- Insurance: Concrete block with tile roofs will get better insurance rates than shingle. Get multiple quotes — Florida insurance is volatile right now.
- Deed restrictions: The community has active enforcement. Read the restrictions before buying if you have plans for exterior modifications, additional vehicles, or commercial equipment storage.
- Rentals: Good rental demand in the Bloomingdale school zone. Expect $2,000-$2,600/mo for a 3-4 bedroom. ViVi Property Management handles rentals in this area.
Barrett Henry is a Broker Associate at REMAX Collective with 23+ years of real estate experience. He lives in Valrico and knows every pocket neighborhood in the area. Call (813) 733-7907 or get a free home valuation to see what your property is worth right now.
Also explore: Valrico homes for sale | Valrico neighborhood guide | Valrico housing market